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Effective Date: September 11, 2026
Welcome to Finance Tools. By accessing or using our website and tools, you agree to be bound by these Terms & Conditions. If you disagree with any part of these terms, please do not use the service.
Finance Tools provides a suite of online financial calculators. You agree to use these tools responsibly and in compliance with all applicable laws.
Your use of Finance Tools is also governed by our Privacy Policy. Our use of cookies, analytics, and other website data practices is described in our Privacy Policy.
The website, its original content, design, branding, features, and functionality are owned by or licensed to Finance Tools and are protected by applicable intellectual property laws.
We may suspend or terminate access to our service where reasonably necessary, including if you breach these Terms or misuse the service. Upon termination or suspension, your right to use the affected service may cease.
Our service is provided on an "AS IS" and "AS AVAILABLE" basis. Finance Tools makes no representations or warranties, express or implied, regarding the availability, operation, or error-free performance of the service.
The calculators provide estimates based on the information, assumptions, and methodology used by each tool. Results should not be treated as guaranteed outcomes. The calculators are provided for educational and estimation purposes only and do not constitute professional financial, investment, tax, or legal advice.
To the extent permitted by applicable law, Finance Tools, including its directors, employees, partners, agents, suppliers, and affiliates, will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your access to, use of, or inability to use the service.
These Terms shall be governed and construed in accordance with applicable laws, without regard to conflict of law provisions. Any dispute arising from or relating to these Terms or the service will be subject to the jurisdiction of the appropriate courts, as applicable.
Our failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision.
We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated revision date.
Your continued use of the service after changes are posted constitutes acceptance of the updated Terms, where permitted by applicable law.
If you have any questions about these Terms, please contact us.